Our Payday loan application is 100% online and customers can apply easily using the apply now button above. The application form has been designed to allow easy completion on desktop, mobile or tablet devices and only takes a few minutes.
Looking for the Best Payday Loans Online?
When you're faced with financial difficulties, a day or even an hour can be a lot of time, especially in our fast-paced world. Sometimes you need a loan as soon as possible. While you can apply for payday loans in brick-and-mortar stores, more people are beginning to take advantage of the benefits that online lenders offer. With online lenders, the entire process is completed online, so you can expect to apply, receive a decision and get funded, if approved, all online.
Draw up to your limit, anytime. We'll get the money transfer process to your bank account started within 15 minutes.
Finding a payday loan alternative could allow you to broaden your search for a suitable short term loan for your circumstances. Finding a flexible loan solution means you may be able to broaden your financial horizons and, whilst payday loans may serve a purpose, they often end up contributing to increased stress.
You have bad credit but you still need an instant payday loan today. We are payday loans direct lender and we have already helped many people with poor credit history to obtain an affordable payday loan online. You can apply for up to £1100 and get an instant decision. Once approved, you can have the money in your bank account on the same day. All our loans are unsecured and we'll never ask you for a guarantor, Apply Now!
Why do people choose payday loans?
Easy access if you have bad credit.
If you have a poor credit history, payday loans may be one of the few ways you can access credit. High street banks and building societies are unlikely to lend to borrowers with low credit ratings. However, payday loan companies will often take the risk because of the smaller amounts involved and the fast payback time. Unfortunately, this often means payday loans are accessed by people who cannot afford them and who may already be burdened with debt. In many cases, the new loan can't be repaid and the borrower is caught in a spiral of increasing debt.
What's the Difference Between a Payday Loan and an Instalment Loan?
As we started to explain above, the difference between a payday loan and an instalment loan is the amount of time to repay and the number of payments arranged by the lender. In most cases, payday loans are designed to be repaid in one repayment (often on a customer's next payday). Instalment loans come with a series of scheduled repayments and typically in higher amounts.
There are a million and one reasons why people might need payday loans so we don't ask you to explain in detail. We just ask you to complete a short form online and we'll take care of the rest. We understand that emergencies like car repairs can't wait if you have to get to work. Vet bills have to be paid straight away and could leave you short of cash on the run up to payday.
Repay early at any time
We are pleased to offer our customers the opportunity to repay their loans off early at any point. So if you find that you are in a better financial position, you can simply call us or log into my account and clear your debts. It will also be cheaper to do so. As we only charge you the daily interest, if you have taken out a loan for 6 months and decide you wish to repay in full after 3 months, you will only be charged 3 months worth of interest!